Group Captive Insurance

The KT CAPTIVE INSURANCE model offers risk mitigation services to its parent company. Instead of paying premiums to a third-party insurer, the parent company retains the cost of insurance coverage through the captive.

The fundamental idea is that the premium paid in, minus claims paid out, equals the funds and investment income returned to shareholders.

Secure your assets and reduce costs now:

Advantages of

KT Captive Insurance

• Tailored insurance coverage for businesses.
• Lower insurance costs compared to traditional commercial insurers.
• Formed collectively with like-minded business owners to manage risk more effectively.
• Provide coverage unattainable in private market due to lack of risk controls.
• Control over claims decisions.
• Formed collectively with like-minded business owners to manage risk more effectively.

We will review your prior exposures (insurance premiums, employee base, vehicles, and equipment) and compare them with your historical claims, then help you determine the most effective strategy to reduce risk and enhance your financial performance.

Let KT Captive Insurance Advisors, a company in the KT Black family of companies, and its broker team walk you through the options of group captives.